Before you buy travel insurance from a cruise line or travel agency check out InsureMyTrip.com.
http://www.insuremytrip.com gives you the opportunity to compare policies, plans and prices from many insurance companies. I have never purchased travel insurance BUT I may seriously consider buying it the next time I go far, far away. Why? Because both of my extra large suitcases were damaged at the port, and I will probably have to replace them.

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